:root{
  --ground:#FFFFFF;
  --band:#EDF3F7;
  --spruce:#043752;
  --spruce-deep:#022536;
  --ink:#14222B;
  --ink-soft:#4A5866;
  --line:#CFDBE3;
  --amber:#BADA55;
  --amber-deep:#4F6B10;
  --sage:#8FB1C4;
  box-sizing:border-box;
  padding-top:env(safe-area-inset-top,0px);
  padding-bottom:env(safe-area-inset-bottom,0px);
}
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]){
    --ground:#FFFFFF; --band:#EDF3F7; --spruce:#043752; --spruce-deep:#022536;
    --ink:#14222B; --ink-soft:#4A5866; --line:#CFDBE3; --amber:#BADA55; --amber-deep:#4F6B10; --sage:#8FB1C4;
  }
}
:root[data-theme="dark"]{
  --ground:#FFFFFF; --band:#EDF3F7; --spruce:#043752; --spruce-deep:#022536;
  --ink:#14222B; --ink-soft:#4A5866; --line:#CFDBE3; --amber:#BADA55; --amber-deep:#4F6B10; --sage:#8FB1C4;
}
html{scroll-behavior:smooth;scroll-padding-top:calc(84px + env(safe-area-inset-top,0px))}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}}
*,*::before,*::after{box-sizing:inherit}
body{
  margin:0;background:var(--ground);color:var(--ink);
  font-family:"Figtree",system-ui,-apple-system,"Segoe UI",Helvetica,sans-serif;
  font-size:1.0625rem;line-height:1.6;-webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{font-family:"Bricolage Grotesque","Figtree",system-ui,sans-serif;margin:0;line-height:1.05;letter-spacing:-0.02em}
h1{font-size:clamp(2.6rem,6vw,4.75rem);font-weight:800}
h2{font-size:clamp(2rem,4vw,3.1rem);font-weight:800;max-width:18ch}
h3{font-size:1.5rem;font-weight:700;letter-spacing:-0.01em}
p{margin:0 0 1rem}
a{color:var(--spruce)}
a:hover{color:var(--spruce-deep)}
img{max-width:100%;display:block}
.wrap{max-width:1180px;margin:0 auto;padding:0 clamp(1.1rem,4vw,2.5rem)}
.lede{font-size:1.2rem;color:var(--ink-soft);max-width:58ch}
.sec{padding:clamp(3.5rem,8vw,6.5rem) 0}
.band{background:var(--band)}
.dark{background:var(--spruce);color:#F2F6F3}
.dark h2,.dark h3{color:#fff}
.dark .lede{color:#C9DAE5}
.dark a{color:#fff}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:48px;padding:.75rem 1.4rem;border-radius:999px;
  font-weight:600;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;font-family:inherit}
.btn-primary{background:var(--amber);color:var(--ink);border-color:var(--amber)}
.btn-primary:hover{background:#CBE57A;border-color:#CBE57A;color:var(--ink)}
.btn-ghost{background:transparent;color:var(--spruce);border-color:var(--spruce)}
.btn-ghost:hover{background:var(--spruce);color:#fff}
.dark .btn-ghost{color:#fff;border-color:#fff}
.dark .btn-ghost:hover{background:#fff;color:var(--spruce)}
:focus-visible{outline:3px solid var(--amber-deep);outline-offset:3px}

/* nav */
.nav{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:#043752;backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:72px}
.brand{text-decoration:none;color:var(--ink);display:flex;flex-direction:column;line-height:1.1}
.brand b{font-family:"Bricolage Grotesque",sans-serif;font-size:1.3rem;font-weight:800;letter-spacing:-0.02em}
.brand small{font-size:.78rem;color:var(--ink-soft)}
.links{display:flex;gap:1.5rem;align-items:center}
.links a{text-decoration:none;color:var(--ink);font-weight:500}
.links a:hover{color:var(--spruce)}
.menu-btn{display:none;background:none;border:2px solid var(--spruce);border-radius:8px;padding:.5rem .8rem;font:inherit;font-weight:600;color:var(--spruce);cursor:pointer}
@media (max-width:1120px){
  .links{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:1rem clamp(1.1rem,4vw,2.5rem) 1.5rem;border-bottom:1px solid var(--line);gap:1rem}
  .links.open{display:flex}
  .links .btn{align-self:flex-start}
  .menu-btn{display:inline-block}
}

/* hero */
.hero{padding:clamp(3rem,7vw,6rem) 0 clamp(3rem,6vw,5rem)}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(2rem,5vw,5rem);align-items:center}
.hero h1{max-width:12ch}
.hero .lede{margin:1.5rem 0 2rem}
.cta-row{display:flex;flex-wrap:wrap;gap:.8rem;align-items:center}
.cta-note{font-size:.95rem;color:var(--ink-soft);margin-top:1rem}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr}}

/* conversation card */
.thread{background:var(--spruce);color:#F2F6F3;border-radius:20px;padding:1.5rem;display:flex;flex-direction:column;gap:1rem;box-shadow:0 24px 48px -28px rgba(4,55,82,.55)}
.thread .meta{font-size:.85rem;color:#B6CAD7;display:flex;justify-content:space-between}
.msg{max-width:88%;padding:.9rem 1.1rem;border-radius:16px;line-height:1.5;font-size:.98rem}
.msg.client{background:#fff;color:var(--ink);align-self:flex-start;border-bottom-left-radius:4px}
.msg.cpa{background:#0B4A6B;color:#F2F6F3;align-self:flex-end;border-bottom-right-radius:4px}
.msg .who{display:block;font-size:.78rem;font-weight:600;margin-bottom:.25rem;opacity:.75}
.thread .foot{font-size:.85rem;color:#B6CAD7;border-top:1px solid rgba(255,255,255,.15);padding-top:.9rem;margin-top:.25rem}

/* pillars */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(1.5rem,3vw,2.5rem);margin-top:3rem}
.pillar{border-top:3px solid var(--spruce);padding-top:1.25rem}
.pillar h3{margin-bottom:.6rem}
.pillar p{color:var(--ink-soft);margin:0}
@media (max-width:900px){.grid3{grid-template-columns:1fr}}

/* who */
.who-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1rem 2rem;margin:2.5rem 0 0;padding:0;list-style:none}
.who-list li{display:flex;gap:.75rem;align-items:flex-start;padding:.9rem 0;border-bottom:1px solid var(--line);font-weight:500}
.who-list svg{flex:none;width:22px;height:22px;margin-top:.15rem;color:var(--spruce)}
.platforms{margin-top:2rem;color:var(--ink-soft);max-width:62ch}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;margin-top:3rem;counter-reset:step}
.step{background:#fff;border:1px solid var(--line);border-radius:16px;padding:1.75rem}
.step h3{display:flex;gap:.9rem;align-items:baseline}
.step h3::before{counter-increment:step;content:counter(step);font-size:.95rem;font-weight:700;color:#fff;background:var(--spruce);border-radius:999px;width:32px;height:32px;display:inline-flex;align-items:center;justify-content:center;flex:none;transform:translateY(-3px)}
.step p{color:var(--ink-soft);margin:.9rem 0 0}
@media (max-width:900px){.steps{grid-template-columns:1fr}}

/* pricing */
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:3rem}
.plan{border:1px solid var(--line);border-radius:20px;padding:2rem;background:#fff;display:flex;flex-direction:column}
.plan.featured{background:var(--spruce);color:#F2F6F3;border-color:var(--spruce);position:relative}
.plan.featured h3,.plan.featured .price{color:#fff}
.plan .fit{color:var(--ink-soft);margin:.4rem 0 1.25rem;min-height:3.2em}
.plan.featured .fit{color:#C9DAE5}
.price{font-family:"Bricolage Grotesque",sans-serif;font-size:2.6rem;font-weight:800;letter-spacing:-0.03em;line-height:1}
.price span{font-family:"Figtree",sans-serif;font-size:1rem;font-weight:500;letter-spacing:0;color:var(--ink-soft)}
.plan.featured .price span{color:#C9DAE5}
.plan ul{list-style:none;padding:0;margin:1.5rem 0 2rem;display:grid;gap:.6rem;flex:1}
.plan li{display:flex;gap:.6rem;align-items:flex-start;font-size:.98rem}
.plan li svg{flex:none;width:18px;height:18px;margin-top:.3rem;color:var(--spruce)}
.plan.featured li svg{color:var(--amber)}
.plan .btn{align-self:flex-start}
.plan.featured .pick{position:absolute;top:-14px;left:2rem;background:var(--amber);color:var(--ink);font-size:.8rem;font-weight:700;padding:.3rem .8rem;border-radius:999px}
.plan-note{margin-top:1.5rem;color:var(--ink-soft);font-size:.95rem;max-width:70ch}
@media (max-width:980px){.plans{grid-template-columns:1fr}}

.addons{margin-top:3.5rem}
.addons table{width:100%;border-collapse:collapse;margin-top:1.25rem}
.addons th,.addons td{text-align:left;padding:.9rem .5rem;border-bottom:1px solid var(--line);vertical-align:top}
.addons th{font-weight:600;color:var(--ink-soft);font-size:.9rem}
.addons td:first-child{font-weight:600;white-space:nowrap}
.addons td:last-child{white-space:nowrap;font-weight:600}
.table-scroll{overflow-x:auto}
@media (max-width:640px){.addons td:first-child{white-space:normal}}

/* s-corp */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,5rem);align-items:center}
@media (max-width:900px){.split{grid-template-columns:1fr}}
.callout{background:#fff;color:var(--ink);border-radius:20px;padding:2rem}
.callout h3{margin-bottom:.75rem}
.callout ul{margin:0 0 1.25rem;padding-left:1.2rem;color:var(--ink-soft)}
.callout li{margin-bottom:.4rem}

/* about */
.about .wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(2rem,5vw,5rem);align-items:center}
.portrait{aspect-ratio:1/1;width:100%;height:auto;border-radius:20px;object-fit:cover;object-position:center 35%;background:var(--band)}
.creds{list-style:none;padding:0;margin:1.5rem 0 0;display:grid;gap:.5rem;color:var(--ink-soft)}
.creds li{display:flex;gap:.6rem;align-items:flex-start}
.creds svg{flex:none;width:18px;height:18px;margin-top:.3rem;color:var(--spruce)}
@media (max-width:900px){.about .wrap{grid-template-columns:1fr}.portrait{max-width:420px}}

/* faq */
.faq{max-width:820px}
.faq details{border-bottom:1px solid var(--line);padding:.25rem 0}
.faq summary{cursor:pointer;list-style:none;padding:1.1rem 2.5rem 1.1rem 0;font-weight:600;font-size:1.1rem;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:.4rem;top:50%;width:10px;height:10px;border-right:2px solid var(--spruce);border-bottom:2px solid var(--spruce);transform:translateY(-70%) rotate(45deg);transition:transform .2s}
.faq details[open] summary::after{transform:translateY(-30%) rotate(-135deg)}
.faq details p{color:var(--ink-soft);padding-bottom:1.1rem;max-width:68ch}

/* contact */
.contact .wrap{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,5rem)}
@media (max-width:900px){.contact .wrap{grid-template-columns:1fr}}
form{display:grid;gap:1rem}
.field{display:grid;gap:.35rem}
label{font-weight:600;font-size:.95rem}
input,select,textarea{font:inherit;padding:.8rem .9rem;border:1px solid #9FB2BF;border-radius:10px;background:#fff;color:var(--ink);min-height:48px;width:100%}
textarea{min-height:120px;resize:vertical}
.two{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
@media (max-width:560px){.two{grid-template-columns:1fr}}
.fine{font-size:.9rem;color:#C9DAE5}
.contact .fine a{color:#fff}

/* footer */
footer{background:var(--spruce-deep);color:#C5D5E0;padding:3rem 0 calc(2rem + env(safe-area-inset-bottom,0px));font-size:.92rem}
footer .wrap{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:2rem}
footer a{color:#fff;text-decoration:none}
footer a:hover{text-decoration:underline}
footer .brand b{color:#fff}
footer .brand small{color:#C5D5E0}
footer ul{list-style:none;padding:0;margin:0;display:grid;gap:.5rem}
.legal{margin-top:2.5rem;padding-top:1.5rem;border-top:1px solid rgba(255,255,255,.14);font-size:.85rem;color:#A5BCCB;max-width:80ch}
@media (max-width:900px){footer .wrap{grid-template-columns:1fr}}

/* mobile refinements */
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
body{overflow-wrap:break-word}
@media (max-width:640px){
  body{font-size:1rem}
  .sec{padding:3rem 0}
  .hero{padding:2rem 0 2.5rem}
  .hero .lede,.lede{font-size:1.08rem}
  .cta-row .btn,.plan .btn,.contact form .btn,.split .btn{width:100%;align-self:stretch}
  .thread{padding:1.1rem;border-radius:16px}
  .msg{max-width:94%;font-size:.95rem}
  .thread .meta{flex-direction:column;gap:.15rem}
  .nav .wrap{min-height:64px}
  .brand b{font-size:1.15rem}
  .brand small{font-size:.72rem}
  .plan{padding:1.5rem}
  .plan .fit{min-height:0}
  .price{font-size:2.25rem}
  .callout{padding:1.4rem}
  .faq summary{font-size:1.02rem}
  .addons table,.addons thead,.addons tbody,.addons tr,.addons td{display:block;width:100%}
  .addons thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
  .addons tr{border:1px solid var(--line);border-radius:14px;padding:1rem 1.1rem;margin-bottom:1rem;background:#fff}
  .addons td{border:0;padding:.2rem 0;white-space:normal!important}
  .addons td:first-child{font-family:"Bricolage Grotesque",sans-serif;font-size:1.2rem;font-weight:700}
  .addons td:nth-child(2){color:var(--ink-soft);padding:.35rem 0 .6rem}
  .addons td:last-child{color:var(--spruce)}
  .portrait{max-width:100%}
  footer .wrap{gap:1.5rem}
}
@media (max-width:380px){
  h1{font-size:2.3rem}
  h2{font-size:1.8rem}
}

/* ---- visual upgrade ---- */
.hero{position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;width:min(720px,90vw);aspect-ratio:1;border-radius:50%;background:var(--band);right:-180px;top:-120px;z-index:0}
h2 + .lede{margin-top:1rem}
.hero .wrap{position:relative;z-index:1}
.hero .trust-wrap{display:block}
.hero-art{display:flex;flex-direction:column;gap:.75rem}
.art-note{font-size:.88rem;color:var(--ink-soft);margin:0 .25rem}
.portal{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 30px 60px -30px rgba(4,55,82,.45),0 2px 6px rgba(4,55,82,.06);overflow:hidden;font-size:.93rem}
.portal-bar{display:flex;align-items:center;gap:.4rem;padding:.7rem 1rem;background:var(--spruce);color:#fff;font-size:.85rem}
.portal-bar b{margin-left:.5rem;font-weight:600}
.pdot{width:9px;height:9px;border-radius:50%;background:rgba(255,255,255,.35)}
.ptab{margin-left:auto;background:rgba(255,255,255,.15);padding:.15rem .6rem;border-radius:999px}
.subject{display:flex;justify-content:space-between;align-items:center;gap:.5rem;padding:.8rem 1rem;border-bottom:1px solid var(--line);flex-wrap:wrap}
.subject b{font-size:.95rem}
.tag{font-size:.75rem;font-weight:600;color:var(--spruce);background:var(--band);padding:.2rem .6rem;border-radius:999px}
.row{display:flex;gap:.6rem;align-items:flex-end;padding:.55rem 1rem}
.row.cpa{justify-content:flex-end}
.av{flex:none;width:30px;height:30px;border-radius:50%;background:#DCE7EE;color:var(--spruce);font-size:.72rem;font-weight:700;display:flex;align-items:center;justify-content:center}
.av-cpa{background:var(--spruce);color:#fff}
.bub{max-width:82%;padding:.65rem .85rem;border-radius:14px;line-height:1.45;background:#F2F5F8;color:var(--ink)}
.row.client .bub{border-bottom-left-radius:4px}
.row.cpa .bub{background:#E1ECF3;border-bottom-right-radius:4px}
.bub .who{display:block;font-size:.75rem;font-weight:600;color:var(--ink-soft);margin-bottom:.2rem}
.bub .who i{font-style:normal;font-weight:400;margin-left:.35rem}
.file{display:flex;align-items:center;gap:.4rem;margin-top:.5rem;font-size:.8rem;font-weight:600;color:var(--spruce);background:#fff;border:1px solid var(--line);border-radius:8px;padding:.35rem .6rem}
.file::before{content:"";width:12px;height:14px;border:2px solid var(--spruce);border-radius:2px;flex:none}
.task{display:flex;gap:.7rem;align-items:flex-start;margin:.35rem 1rem;padding:.7rem .85rem;border:1px dashed #B5C9D6;border-radius:12px;background:#F6FAEA}
.task .box{flex:none;width:18px;height:18px;border:2px solid var(--amber-deep);border-radius:5px;margin-top:.15rem;background:#fff}
.task b{display:block;font-size:.88rem}
.task span{font-size:.78rem;color:var(--ink-soft)}
.composer{margin:.6rem 1rem 1rem;padding:.65rem .85rem;border:1px solid var(--line);border-radius:999px;color:#7E8C96;font-size:.85rem}
.trust{list-style:none;margin:clamp(2.5rem,5vw,4rem) 0 0;padding:1.1rem 1.25rem;display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;background:#fff;border:1px solid var(--line);border-radius:16px;position:relative;z-index:1}
.trust li{display:flex;align-items:center;gap:.65rem;font-weight:600;font-size:.95rem}
.ico{flex:none;display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:12px;background:var(--band);color:var(--spruce)}
.ico svg{width:22px;height:22px}
@media (max-width:900px){.trust{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.trust{grid-template-columns:1fr}}
.pillar{background:#fff;border:1px solid var(--line);border-top:4px solid var(--spruce);border-radius:16px;padding:1.6rem}
.pillar .ico{width:48px;height:48px;margin-bottom:1rem;background:var(--band)}
.who-list li{background:var(--band);border:0;border-radius:12px;padding:.85rem 1rem}
.pills{list-style:none;padding:0;margin:2.25rem 0 0;display:flex;flex-wrap:wrap;gap:.6rem}
.pills li{padding:.45rem 1rem;border-radius:999px;border:1px solid var(--line);background:#fff;font-weight:600;font-size:.92rem;color:var(--spruce)}
.platforms{margin-top:1rem}
@media (min-width:901px){.steps{position:relative}.steps::before{content:"";position:absolute;left:8%;right:8%;top:44px;border-top:2px dashed #B5C9D6;z-index:0}.step{position:relative;z-index:1}}
.plan ul{align-content:start}
.sw{font-size:.85rem;color:var(--ink-soft);margin:.5rem 0 0}
.plan.featured .sw{color:#C9DAE5}
.plan{box-shadow:0 18px 40px -32px rgba(4,55,82,.5)}
.plan.featured{transform:translateY(-8px)}
@media (max-width:980px){.plan.featured{transform:none;margin-top:.75rem}}
.portrait-wrap{position:relative;padding:0 1.25rem 1.25rem 0}
.portrait-wrap::before{content:"";position:absolute;inset:1.25rem 0 0 1.25rem;border-radius:20px;background:var(--amber);opacity:.35}
.portrait-wrap .portrait{position:relative}
@media (max-width:640px){.portal{font-size:.88rem}.bub{max-width:88%}.hero::before{right:-260px;top:-60px}}


.policy{padding:clamp(2.5rem,6vw,4.5rem) 0 clamp(3rem,7vw,5rem)}
.policy .wrap{max-width:780px}
.policy h1{font-size:clamp(2.4rem,5vw,3.6rem)}
.policy .updated{color:var(--ink-soft);margin:.75rem 0 1.75rem}
.policy section{padding-top:2rem;margin-top:2rem;border-top:1px solid var(--line)}
.policy h2{font-size:clamp(1.5rem,3vw,1.9rem);max-width:none;margin-bottom:1rem}
.policy h3{font-size:1.15rem;margin:1.4rem 0 .5rem}
.policy ul{padding-left:1.25rem;margin:0 0 1rem}
.policy li{margin-bottom:.5rem}
.policy p,.policy li{max-width:70ch}
.toc{background:var(--band);border-radius:16px;padding:1.5rem 1.75rem;margin:2rem 0 0}
.toc h2{font-size:1.25rem;margin-bottom:.75rem}
.toc ol{margin:0;padding-left:1.4rem;columns:2;column-gap:2rem}
.toc li{margin-bottom:.35rem;break-inside:avoid}
@media (max-width:640px){.toc ol{columns:1}.toc{padding:1.25rem}}



/* ---- multi-page ---- */
.links a[aria-current="page"]{color:var(--spruce);text-decoration:underline;text-underline-offset:6px;text-decoration-thickness:2px}
.links{gap:1.25rem}
.page-hero{position:relative;overflow:hidden;padding:clamp(2.75rem,6vw,5rem) 0 clamp(2.5rem,5vw,4rem);background:var(--band)}
.page-hero::before{content:"";position:absolute;width:min(560px,80vw);aspect-ratio:1;border-radius:50%;background:#fff;opacity:.55;right:-160px;top:-200px}
.page-hero .wrap{position:relative}
.page-hero h1{font-size:clamp(2.3rem,5vw,3.8rem);max-width:18ch}
.page-hero .lede{margin:1.25rem 0 1.75rem}
.crumbs{font-size:.88rem;color:var(--ink-soft);margin-bottom:1rem}
.crumbs a{color:var(--ink-soft)}
.kicker{font-size:1.15rem;font-weight:600;color:var(--spruce);margin:0 0 .75rem}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1.25rem;margin-top:2.5rem}
.card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:16px;padding:1.6rem;text-decoration:none;color:var(--ink);transition:border-color .15s, box-shadow .15s}
.card:hover{border-color:var(--spruce);box-shadow:0 16px 36px -28px rgba(4,55,82,.6);color:var(--ink)}
.card .ico{width:48px;height:48px;margin-bottom:1rem}
.card h3{margin-bottom:.5rem}
.card p{color:var(--ink-soft);margin:0 0 1.25rem;flex:1}
.card .more{font-weight:600;color:var(--spruce)}
.prose{max-width:720px}
.prose h2{font-size:clamp(1.6rem,3vw,2.2rem);max-width:none;margin:0 0 1rem}
.prose h3{font-size:1.25rem;margin:1.75rem 0 .5rem}
.prose ul,.prose ol{padding-left:1.25rem;margin:0 0 1rem}
.prose li{margin-bottom:.5rem}
.prose p,.prose li{color:var(--ink)}
.two-col{display:grid;grid-template-columns:1.2fr .8fr;gap:clamp(2rem,5vw,4.5rem);align-items:start}
@media (max-width:900px){.two-col{grid-template-columns:1fr}}
.aside{background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.75rem;position:sticky;top:calc(96px + env(safe-area-inset-top,0px))}
.aside h3{margin-bottom:.75rem}
.aside ul{list-style:none;padding:0;margin:0 0 1.25rem;display:grid;gap:.6rem}
.aside li{display:flex;gap:.6rem;align-items:flex-start;color:var(--ink-soft)}
.aside li svg{flex:none;width:18px;height:18px;margin-top:.3rem;color:var(--spruce)}
.aside .btn{width:100%}
@media (max-width:900px){.aside{position:static}}
.note-box{background:#F6FAEA;border:1px solid #D9E9A8;border-radius:14px;padding:1.1rem 1.25rem;margin:1.25rem 0;color:var(--ink)}
.note-box p:last-child{margin:0}
.example{background:var(--band);border-radius:14px;padding:1.25rem 1.4rem;margin:1.25rem 0}
.example p:last-child{margin:0}
.steps-list{list-style:none;padding:0;margin:1.5rem 0 0;counter-reset:s;display:grid;gap:1rem}
.steps-list li{counter-increment:s;display:grid;grid-template-columns:44px 1fr;gap:1rem;background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.25rem}
.steps-list li::before{content:counter(s);width:36px;height:36px;border-radius:50%;background:var(--spruce);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
.steps-list h3{margin:0 0 .35rem;font-size:1.15rem}
.steps-list p{margin:0;color:var(--ink-soft)}
.cta-band{background:var(--spruce);color:#F2F6F3;padding:clamp(3rem,7vw,5rem) 0}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:2rem;flex-wrap:wrap}
.cta-band h2{color:#fff;max-width:20ch}
.cta-band p{color:#C9DAE5;margin:.75rem 0 0;max-width:52ch}
.cta-band .btn-ghost{color:#fff;border-color:#fff}
.cta-band .btn-ghost:hover{background:#fff;color:var(--spruce)}
.preview-plans{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem;margin-top:2.5rem}
.pp{background:#fff;border:1px solid var(--line);border-radius:16px;padding:1.5rem}
.pp.featured{border:2px solid var(--spruce)}
.pp h3{margin-bottom:.35rem}
.pp p{color:var(--ink-soft);margin:0 0 1rem;font-size:.97rem}
.pp .price{font-size:2.2rem}
@media (max-width:900px){.preview-plans{grid-template-columns:1fr}}
.center-link{margin-top:2rem}
.community{margin-top:1.5rem;display:grid;grid-template-columns:1fr auto;gap:1.5rem;align-items:center;background:var(--band);border-radius:16px;padding:1.5rem 1.75rem}
.community h3{margin-bottom:.35rem}
.community p{margin:0;color:var(--ink-soft)}
.community .price{font-size:2rem;white-space:nowrap}
@media (max-width:640px){.community{grid-template-columns:1fr}}
.contact-list{list-style:none;padding:0;margin:1.5rem 0;display:grid;gap:.75rem}
.contact-list li{display:flex;gap:.75rem;align-items:center}
.contact-list .ico{width:40px;height:40px;background:rgba(255,255,255,.12);color:#fff}
.center{text-align:center}
.center h1,.center .lede{margin-left:auto;margin-right:auto}
.foot-cols{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:2rem}
.foot-cols h2{font-family:"Figtree",sans-serif;font-size:.95rem;font-weight:700;color:#fff;letter-spacing:0;margin:0 0 .75rem}
@media (max-width:900px){.foot-cols{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.foot-cols{grid-template-columns:1fr}}
footer .wrap.foot-cols{display:grid}
footer .wrap.foot-cols{grid-template-columns:1.3fr 1fr 1fr 1fr}
@media (max-width:900px){footer .wrap.foot-cols{grid-template-columns:1fr 1fr}}
@media (max-width:560px){footer .wrap.foot-cols{grid-template-columns:1fr}}
footer .wrap.legal-wrap{display:block}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.links a{white-space:nowrap}
.brand small{white-space:nowrap}
@media (min-width:1121px){.links{gap:1.05rem}.links a{font-size:.95rem}.links .btn{padding:.6rem 1.1rem;min-height:44px}}
.band .who-list li{background:#fff}
.hero h1{font-size:clamp(2.4rem,4.4vw,3.7rem);max-width:17ch}
/* ---- booking questionnaire ---- */
.quiz-sec .wrap{max-width:760px}
.quiz{background:#fff;border:1px solid var(--line);border-radius:20px;padding:clamp(1.4rem,4vw,2.5rem);box-shadow:0 24px 50px -36px rgba(4,55,82,.5)}
.quiz-top{margin-bottom:1.5rem}
.quiz-step{font-size:.9rem;font-weight:600;color:var(--ink-soft);margin:0 0 .5rem}
.quiz-bar{height:6px;border-radius:999px;background:var(--band);overflow:hidden}
.quiz-bar span{display:block;height:100%;width:25%;background:var(--spruce);border-radius:999px;transition:width .3s}
.q{border:0;margin:0;padding:0;min-width:0}
.q legend{font-family:"Bricolage Grotesque","Figtree",sans-serif;font-size:clamp(1.4rem,3.4vw,1.9rem);font-weight:700;letter-spacing:-.01em;line-height:1.2;margin-bottom:1rem;padding:0;outline:none}
.q .hint{color:var(--ink-soft);margin:-.25rem 0 1rem}
.opts{display:grid;gap:.65rem}
.opt{display:flex;align-items:center;gap:.85rem;min-height:56px;padding:.8rem 1.1rem;border:1.5px solid var(--line);border-radius:14px;cursor:pointer;font-weight:500;transition:border-color .15s,background .15s}
.opt:hover{border-color:var(--spruce);background:#F6F9FB}
.opt input{width:20px;height:20px;min-height:0;margin:0;accent-color:var(--spruce);flex:none}
.opt:has(input:checked){border-color:var(--spruce);background:var(--band)}
.opt:has(input:focus-visible){outline:3px solid var(--amber-deep);outline-offset:2px}
.q .field{margin-bottom:1rem}
.label{font-weight:600;font-size:.95rem;display:block;margin-bottom:.5rem}
.opt-tag{font-weight:400;color:var(--ink-soft)}
.chips{display:flex;flex-wrap:wrap;gap:.5rem}
.chip{display:inline-flex;align-items:center;gap:.45rem;padding:.5rem .9rem;border:1.5px solid var(--line);border-radius:999px;cursor:pointer;font-size:.93rem;min-height:44px}
.chip input{width:16px;height:16px;min-height:0;margin:0;accent-color:var(--spruce)}
.chip:has(input:checked){border-color:var(--spruce);background:var(--band)}
.quiz .btn[type=submit]{margin-top:.5rem}
.fine-print{font-size:.9rem;color:var(--ink-soft);margin:1rem 0 0}
.err{color:#9B2C1F;font-weight:600;margin:.25rem 0 0}
.quiz-nav{margin-top:1.25rem}
.back{background:none;border:0;color:var(--spruce);font:inherit;font-weight:600;cursor:pointer;padding:.5rem 0;min-height:44px}
.result{outline:none}
.result h2{max-width:none;margin-bottom:.75rem}
.cal-embed{min-height:700px;margin-top:1.25rem;border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff}
.cal-embed .calendly-inline-widget,.cal-embed iframe{min-width:300px;height:700px;width:100%}
@media (max-width:640px){.cal-embed,.cal-embed iframe{min-height:780px;height:780px}.quiz .btn[type=submit]{width:100%}}
/* ---- review fixes ---- */
.sec{padding:clamp(3rem,6vw,5rem) 0}
.brand{flex-direction:row;align-items:center;gap:.65rem;color:var(--ink)}
.brand-mark{width:40px;height:40px;flex:none;color:var(--spruce)}
.brand-text{display:flex;flex-direction:column;line-height:1.1}
footer .brand,footer .brand .brand-mark{color:#fff}
@media (max-width:640px){.brand-mark{width:34px;height:34px}}
.page-hero.compact{padding:clamp(1.75rem,4vw,2.5rem) 0 clamp(1.5rem,3vw,2rem)}
.page-hero.compact::before{display:none}
.page-hero.compact h1{font-size:clamp(2rem,4vw,2.8rem)}
.page-hero.compact .lede{margin:.75rem 0 0}
.quiz-sec{padding-top:clamp(1.75rem,4vw,2.5rem)}
.brand b{white-space:nowrap}
@media (max-width:1240px){
  .links{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:1rem clamp(1.1rem,4vw,2.5rem) 1.5rem;border-bottom:1px solid var(--line);gap:1rem}
  .links.open{display:flex}
  .links .btn{align-self:flex-start}
  .menu-btn{display:inline-block}
}

/* ---- firm logo + navy header ---- */
.nav{background:#043752;border-bottom:0}
.nav .wrap{min-height:84px}
.brand-logo{display:block;height:58px;width:auto}
.links a{color:#FFFFFF}
.links a:hover{color:#BADA55}
.links a[aria-current="page"]{color:#BADA55}
.links .btn-primary,.links .btn-primary:hover{color:#043752}
.menu-btn{color:#FFFFFF;border-color:#FFFFFF}
@media (max-width:1240px){.links{background:#043752;border-bottom:1px solid #0B4A6B}}
@media (max-width:640px){.brand-logo{height:44px}.nav .wrap{min-height:68px}}
footer .brand-logo{height:64px}
.btn-primary{color:#043752}
:focus-visible{outline-color:#4F6B10}
.nav :focus-visible{outline-color:#BADA55}
/* ---- path cards and one-time services ---- */
.doors{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem;margin-top:2.25rem}
.door{display:flex;flex-direction:column;padding:1.75rem;border-radius:18px;background:#043752;color:#fff;text-decoration:none;transition:transform .15s,box-shadow .15s}
.door:hover{color:#fff;transform:translateY(-3px);box-shadow:0 20px 40px -26px rgba(4,55,82,.8)}
.door .ico{width:52px;height:52px;background:rgba(255,255,255,.12);color:#BADA55;margin-bottom:1rem}
.door h3{color:#fff;margin-bottom:.5rem}
.door p{color:#C9DAE5;margin:0 0 1.25rem;flex:1}
.door .more{color:#BADA55;font-weight:600}
.door-alt{background:#fff;color:var(--ink);border:2px solid #043752}
.door-alt:hover{color:var(--ink)}
.door-alt h3{color:var(--ink)}
.door-alt p{color:var(--ink-soft)}
.door-alt .ico{background:var(--band);color:#043752}
.door-alt .more{color:#043752}
@media (max-width:900px){.doors{grid-template-columns:1fr}}
.sp-card .sp-price{font-weight:700;color:#043752;margin:-.25rem 0 .6rem;flex:0}
.sp-card .more{margin-top:auto;text-decoration:none}
/* ---- price lists ---- */
.price-list{list-style:none;padding:0;margin:2rem 0 0;border-top:1px solid var(--line)}
.price-list li{display:flex;justify-content:space-between;align-items:center;gap:1.5rem;padding:1rem .25rem;border-bottom:1px solid var(--line)}
.price-list b{display:block;font-size:1.05rem}
.price-list span{color:var(--ink-soft);font-size:.95rem}
.price-list strong{color:#043752;white-space:nowrap;text-align:right}
@media (max-width:640px){.price-list li{flex-direction:column;align-items:flex-start;gap:.35rem}.price-list strong{white-space:normal;text-align:left}}
.sp-card .sp-price span{display:block;font-weight:600;font-size:.88rem;color:var(--ink-soft);margin-top:.15rem}
.preview-plans.four{grid-template-columns:repeat(4,1fr)}
@media (max-width:1100px){.preview-plans.four{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.preview-plans.four{grid-template-columns:1fr}}
/* ---- what affects the price ---- */
.price-factors{margin-top:2rem;background:var(--band);border-radius:18px;padding:clamp(1.25rem,3vw,2rem)}
.price-factors h3{margin-bottom:.5rem}
.price-factors>p{color:var(--ink-soft);max-width:70ch}
.pf-grid{display:grid;grid-template-columns:1fr 1fr 1.2fr;gap:1.25rem;margin-top:1.25rem}
.pf-col{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.2rem}
.pf-col h4{font-size:1rem;margin:0 0 .75rem;color:#043752}
.pf-col ul{list-style:none;padding:0;margin:0;display:grid;gap:.55rem}
.pf-col li{display:flex;gap:.55rem;align-items:flex-start;font-size:.95rem}
.pf-col li svg{flex:none;width:17px;height:17px;margin-top:.25rem;color:#043752}
.pf-col.add{border-color:#D9E9A8;background:#F9FCEF}
.pf-col.add li svg{color:#4F6B10}
@media (max-width:1000px){.pf-grid{grid-template-columns:1fr}}
.name-note{margin:1.5rem 0}
.name-note p{margin:0 0 .4rem}
.name-note p:last-child{margin:0}
.prose p + h2,.prose ul + h2,.prose div + h2{margin-top:2rem}
/* ---- second look, tax returns, resources ---- */
.doors.four{grid-template-columns:repeat(4,1fr)}
@media (max-width:1100px){.doors.four{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.doors.four{grid-template-columns:1fr}}
.sl-disc{max-width:820px}
.checklist{list-style:none;padding:0;margin:0 0 1.25rem}
.checklist li{position:relative;padding:.55rem 0 .55rem 2.1rem;border-bottom:1px solid var(--line)}
.checklist li::before{content:"";position:absolute;left:0;top:.7rem;width:18px;height:18px;border:2px solid #043752;border-radius:4px;background:#fff}
@media print{.nav,footer,.page-hero .crumbs,.aside,.print-btn,.cta-band{display:none!important}.page-hero{background:#fff;padding:0}.two-col{display:block}body{font-size:12pt}}
/* ---- engagement optimizations ---- */
.mobile-cta{display:none}
@media (max-width:640px){
  .mobile-cta{display:flex;align-items:center;justify-content:center;gap:.4rem;position:fixed;left:1rem;right:1rem;bottom:calc(.85rem + env(safe-area-inset-bottom,0px));z-index:60;min-height:52px;border-radius:999px;background:#BADA55;color:#043752;font-weight:700;text-decoration:none;box-shadow:0 10px 24px -10px rgba(4,55,82,.6)}
  .mobile-cta:hover{color:#043752}
  footer{padding-bottom:calc(5.5rem + env(safe-area-inset-bottom,0px))}
}
.memo{background:#fff;border:1px solid var(--line);border-radius:16px;padding:1.5rem;box-shadow:0 24px 50px -36px rgba(4,55,82,.55);font-size:.95rem}
.memo-tag{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:#4F6B10;background:#F2F8DC;border-radius:999px;padding:.2rem .7rem;margin:0 0 .9rem}
.memo h3{margin:0 0 .25rem}
.memo-meta{color:var(--ink-soft);font-size:.85rem;margin:0 0 1rem}
.memo-list{margin:0 0 1rem;padding-left:1.2rem;display:grid;gap:.75rem}
.memo-list span{display:block;color:#043752;font-weight:600;margin-top:.2rem}
.memo-foot{font-size:.8rem;color:var(--ink-soft);margin:0;border-top:1px solid var(--line);padding-top:.75rem}
.signup{display:grid;grid-template-columns:1.1fr .9fr;gap:2rem;align-items:center}
.signup h2{max-width:none}
.signup-form{display:flex;flex-wrap:wrap;gap:.75rem}
.signup-form input[type=email]{flex:1 1 220px}
.signup-form .fine-print{flex-basis:100%;margin:0}
@media (max-width:900px){.signup{grid-template-columns:1fr}}
/* ===== polish pass: rhythm, typography, hero, path cards ===== */
h1,h2,h3,.q legend{text-wrap:balance}
p,li{text-wrap:pretty}
h2{max-width:24ch}
.lede{max-width:62ch}
h2 + .lede{margin-top:.85rem}
.sec{padding:clamp(3rem,5.5vw,4.75rem) 0}
.cards,.grid3,.steps,.preview-plans,.doors{margin-top:2.25rem}
/* hero: shorter, balanced, trust strip on the first screen */
.hero{padding:clamp(2.5rem,5vw,4rem) 0 clamp(2.25rem,4vw,3rem)}
.hero .wrap{align-items:center;gap:clamp(2rem,5vw,4.5rem)}
.hero .kicker{margin-bottom:.9rem}
.hero .lede{margin:1.25rem 0 1.75rem}
.cta-note{margin-top:.9rem;font-size:.92rem;max-width:46ch}
.portal{font-size:.9rem}
.portal .row{padding:.45rem 1rem}
.portal .subject{padding:.7rem 1rem}
.portal .task{margin:.3rem 1rem .5rem}
.composer{margin:.5rem 1rem .9rem}
.art-note{font-size:.84rem}
.trust{margin-top:clamp(2rem,4vw,3rem)}
/* path cards: one consistent, quiet style */
.door,.door-alt{background:#fff;color:var(--ink);border:1px solid var(--line);border-top:4px solid #043752;border-radius:16px;padding:1.6rem 1.5rem 1.4rem;box-shadow:0 14px 34px -30px rgba(4,55,82,.55)}
.door:hover,.door-alt:hover{color:var(--ink);transform:translateY(-3px);box-shadow:0 22px 40px -28px rgba(4,55,82,.6);border-color:#043752}
.door h3,.door-alt h3{color:var(--ink);font-size:1.35rem}
.door p,.door-alt p{color:var(--ink-soft);font-size:.98rem;margin-bottom:1.1rem}
.door .ico,.door-alt .ico{background:#EDF3F7;color:#043752;width:46px;height:46px}
.door .more,.door-alt .more{color:#043752;font-weight:700;display:inline-flex;align-items:center;gap:.4rem;white-space:nowrap}
.door .more::after{content:"\2192";transition:transform .15s}
.door:hover .more::after{transform:translateX(3px)}
/* cards and pillars: tighter, even */
.pillar{padding:1.5rem 1.4rem}
.pillar .ico{margin-bottom:.85rem}
.pillar h3{font-size:1.3rem;margin-bottom:.5rem}
.card{padding:1.5rem 1.4rem}
.card .more::after{content:" \2192"}
/* page headers: calmer */
.page-hero{padding:clamp(2.5rem,5vw,4rem) 0 clamp(2.25rem,4vw,3.25rem)}
.page-hero .lede{margin:1rem 0 1.5rem}
/* about block */
.about .wrap{align-items:center}
/* FAQ: comfortable width, consistent spacing */
.faq{max-width:860px}
.faq summary{padding:1rem 2.5rem 1rem 0}
.center-link{margin-top:1.5rem}
/* contact band */
.contact .wrap{align-items:start;gap:clamp(2rem,5vw,4.5rem)}
.contact h2{margin-bottom:.25rem}
@media (max-width:640px){
  .sec{padding:2.75rem 0}
  .hero{padding:2rem 0 2.25rem}
  .door,.door-alt{padding:1.35rem 1.25rem}
}
/* ---- How Can We Help cards ---- */
#paths .doors{grid-template-columns:repeat(3,1fr)}
.door h3{font-size:1.28rem;line-height:1.2}
.door-price{font-weight:700;color:#043752!important;font-size:.95rem!important;margin:-.35rem 0 1rem!important;padding-top:.75rem;border-top:1px solid var(--line)}
@media (max-width:900px){#paths .doors{grid-template-columns:1fr}}
/* ---- client login (utility link) ---- */
.links .client-login{display:inline-flex;align-items:center;gap:.4rem;font-size:.9rem;color:#C9DAE5;padding-left:1.1rem;border-left:1px solid rgba(255,255,255,.22)}
.links .client-login svg{width:15px;height:15px}
.links .client-login:hover{color:#FFFFFF}
@media (max-width:1240px){.links .client-login{border-left:0;padding-left:0;color:#FFFFFF;font-size:1rem}}